Loan Programs LoansForBusiness.com offers multiple business loan programs for start ups, acquisitions, expansions, and refinances. We also offer equipment leasing and accounts receivable financing. Please click on the links below for further information. Our most common industries are: Apartments Hotels Gas stations Office centers Nursing homes / Assisted living facilities Franchises We also do a variety of other commercial projects on a case by case basis. Please note: At this time we do not offer loan programs for home based businesses or internet related ventures. Our minimum loan amount is $150,000 and there is no maximum. Equity injections, or down payments, start as low as 10% depending on the business concept and the experience, credit, and collateral the borrower has to offer. Terms vary by project type, type of loan program, experience levels, and credit. Please contact us for more specific information. SBA Loans Conventional Loans Franchise Loans FHA / HUD Loans Rural Development Loans (B & I) Equipment Leases Account Receivable Financing / Factoring SBA Loans SBA Loans are loans that are guaranteed by the U.S. government. The types of loans we work with are the 7(a) Loan program, and the 504 Loan program. The 7(a) loan program serves as the SBA's primary business loan program to help qualified small businesses obtain financing with or without real estate. Typical uses are for: start up companies (franchises preferred) business acquisitions business expansions refinancing of current business debt Loan proceeds can include: working capital costs furniture and fixtures machinery and equipment leasehold improvements (if a leased location) land and building (if real estate is included) closing costs debt refinancing Loan maturity is up to 10 years for leased locations, and up to 25 years if real estate is included. Loans are fully amortized, and do not have any balloons or calls. Interest rates are extremely competitive. The SBA 504 loan program's main function is to provide long-term financing with a fixed rate component. The loan must have real estate and is not typically used for refinancing. The company must be for profit. Please contact us for further information on our SBA loan programs. Apply Now for an SBA Loan Back to Top   Conventional Loans Conventional loan programs are available for existing franchise owners and for transactions that include commercial real estate only. Unlike SBA loans, conventional loans are not guaranteed by the U.S. government. Interest rates and terms vary by the project type and the borrower's experience and credit. Please contact us for more details on conventional loan programs. Apply Now for a Conventional Loan Back to Top   Franchise Loans Franchise loans are our specialty! We have competitive loan programs available for various franchised concepts. We offer loan programs for start ups, acquisitions, expansions, or refinances. Please contact us for further information on our franchise loan programs. If you are a Franchisor and would like to talk to us about our franchise loan programs, please contact us and we will be happy to try to set up a loan program for your Franchisees. Apply Now for a Franchise Loan Back to Top   FHA /HUD Loans FHA / HUD loan programs are available for various projects including the construction, rehabilitation, acquisition, or refinance of apartments, nursing homes, assisted living facilities, or healthcare facilities. Loan programs are highly competitive and many types are available, so please contact us for more specific information. Apply Now for a FHA / HUD loan Back to Top   Rural Development Loans Rural Development loans are used to help develop rural and agricultural areas of the United States. Special loan terms are available, and many commercial types are eligible. Loans must include commercial real estate, and leasehold properties are not eligible. Please contact us to find out if your area and project type is eligible for a rural development loan. Apply for a Rural Development Loan Back to Top   Equipment Leases Equipment leases are available for many types of business equipment and help to conserve capital. The company must be in business for a minimum of two years to qualify. Minimum lease amount is $5,000 and there is no maximum. Most lease transactions have fast approvals and minimum documentation is required. Contact us to find out if your business qualifies for an equipment lease. Apply now for an Equipment Lease Back to Top   Accounts Receivable Financing or Factoring If your business is short on cash due to late paying customers, why wait to get the funds you need? Factoring your accounts receivables may be your answer. This is done on a monthly basis for as long as you need. Fees vary by the amount of receivables you are financing and your type of business. The application process is short and simple, and approvals can usually be made in as fast as one business day! Why wait any longer? Please contact us for further information. Apply now for A/R Factoring Back to Top   Clever Quote: "In the middle of difficulty lies opportunity" - Albert Einstein © Copyright 2004 LoansForBusiness.com All Rights Reserved. Note: Information contained in this site may change as market conditions change.