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"Financial Solutions for your Business" 

LoansForBusiness.com offers multiple business loan programs for:

  • Starting up a Franchise
  • Buying an Existing Business
  • Expanding an Existing Business
  • Refinancing Existing Debt 

Here are the most common loan programs we offer:

 

 SBA Loans 

SBA Loans are loans that are guaranteed by the U.S. government. The types of loans we work with are the 7(a) Loan, and the 504 Loan program.

The 7(a) loan program serves as the SBA’s primary business loan program to help qualified small businesses obtain financing with or without real estate.

Typical uses are for: 

  • Start up companies and franchises 
  • Business acquisitions
  • Business expansions
  • Refinancing of current business debt

Loan proceeds can include:

  • working capital costs
  • furniture and fixtures
  • machinery and equipment
  • leasehold improvements
  • land and building
  • closing costs 
  • debt refinancing 

Loan maturity is up to 10 years for leased locations and up to 25 years if real estate is included. Loans are fully amortized, and do not have any balloons or calls.  Interest rates are extremely competitive. 

The SBA 504 loan program’s main function is to provide long-term financing with a fixed rate component. The loan must have real estate and is not typically used for refinancing. The company must be for profit. Please contact us for further information on our SBA loan programs.

Apply for an SBA Loan

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 Conventional Loans

Conventional loan programs are available for existing franchise owners and for transactions that include commercial real estate only. Unlike SBA loans, conventional loans are not guaranteed by the U.S. government.  Interest rates and terms vary by the project type and the borrower’s experience and credit. Please contact us for more details on conventional loan programs.

Apply for a Conventional Loan

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 Franchise Loans

Franchises are our specialty!  We have competitive loan programs available for various franchised concepts.  We offer loan programs for start ups, acquisitions, expansions, or refinances. Please contact us for further information.

If you are a Franchisor and would like to talk to us about our franchise loan programs,  please contact us and we will be happy to discuss a program for your concept.

Apply for a Franchise Loan


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 FHA / HUD Loans

FHA / HUD loan programs are available for various projects including the construction, rehabilitation, acquisition, and refinance of apartments, nursing homes, assisted living facilities, or health care facilities. Loans are highly competitive and many types are available, so please contact us for more specific information.

Apply for a FHA / HUD Loan

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 Rural Development Loans

Rural Development Loans are used to help develop rural and agricultural areas of the United States.  Special loan terms are available, and many commercial types are eligible.  Loans must include commercial real estate.  Leasehold properties are not eligible.  Please contact us to find out if your area and project type is eligible for a Rural Development Loan.

Apply for a Rural Development Loan

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 Equipment Leases

 

Equipment leases are available for many types of business equipment. The company must be in business for a minimum of two years to qualify. Minimum lease amount is $5,000 and there is no maximum. Most lease transactions have fast approvals, little or no money down and minimum documentation is required.  Contact us to find out if your business qualifies for an equipment lease.

Apply for an Equipment Lease


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 Accounts Receivable Financing


Improve cash flow by getting the money from your accounts receivable.  The application process is short and simple and approvals are fast.  Please contact us for further information.

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Please note: Information contained in this site may change as market conditions change.  Equity injection depends on the business concept, experience, credit and collateral the borrowers have to offer. Terms vary by project type, type of loan program, experience levels, and credit.